# Compliance-driven digital mortgages for a more profitable and efficient lending process

Stavvy delivers a tailored digital mortgage experience for any loan scenario, all within one versatile platform. Lenders can collaborate seamlessly with title and settlement professionals to provide an exceptional experience for borrowers that minimizes cycle times, reduces costs, and ensures secure, compliant loans.

## End-to-End Digital Mortgage Platform

Stavvy’s dynamic digital mortgage platform facilitates a seamless flow of data. It transforms every phase of the loan process, from disclosures and closing to loan delivery and transfer to the secondary market.

**SMART Doc® Engine**  
All documents in Stavvy’s proprietary electronic document engine conform natively to MISMO® SMART Doc® standards, ensuring full system readability and validation for every loan program in every state. Integrated with loan origination and point-of-sale systems, SMART Docs® streamlines underwriting and offers private labeling for a trusted borrower experience.  
[Explore SMART Doc® Engine](https://stavvy.com/smart-doc-engine)

**Hybrid eClosing**  
Pre-closing eSignatures on non-notarized documents reduces time spent at the closing table. Signers can review terms, ask questions, and make informed decisions before the in-person closing, facilitating a faster and smoother experience.  
[Simplify the closing experience](https://stavvy.com/hybrid-eclosing)

**Hybrid eClosing with eNote**  
A secure, efficient eClosing experience that accelerates loan delivery to the secondary market. eNote adds security with a tamper-evident seal post-signing and accelerates electronic delivery, preventing delays associated with physical notes.  
[Accelerate loan delivery](https://stavvy.com/enote-mortgage)

**eVault**  
Stavvy’s eVault provides flexibility for managing agency and non-agency loans, second-lien products, credit agreements, and other assets. It reduces production costs by indexing, managing, and associating all legal and ancillary documents automatically.  
[Manage digital assets](https://stavvy.com/evault)

**Full eClosing with Remote Online Notarization (RON)**  
Stavvy’s MISMO®-certified RON feature offers secure electronic submission, notarization, and document delivery. It simplifies the closing process by leveraging identity verification, remote video, and digital signatures for a compliant signing experience.  
[Close from anywhere, anytime](https://stavvy.com/ron-platform)

**Full eClosing with In-Person Electronic Notarization (IPEN)**  
IPEN enables signers and mobile notaries to meet in person and complete closings on tablets or similar devices. This alternative approach delivers all the benefits of digital closing without losing the personal touch.  
[Digitize in-person closings](https://stavvy.com/in-person-electronic-notarization)

**Notary Signing Service**  
Access a trusted network of real estate notaries that are seamlessly integrated into Stavvy’s digital mortgage platform. These experts prepare documents and conduct RON and IPEN eClosings on your behalf, facilitating a seamless digital experience for you and your customers.  
[Connect with trusted notaries](https://stavvy.com/contact-us)

## eClosing with Encompass®

Stavvy’s integration with Encompass® by ICE Mortgage Technology leverages the latest APIs to facilitate secure and seamless eClosing transactions. It combines all of Stavvy’s eClosing capabilities with ICE’s loan origination platform and the Encompass® document engine for a complete and cohesive user experience.  
[Explore the Integration](https://meet.stavvy.com/encompass)

## Trusted by the industry’s leading authorities

Stavvy is certified by MISMO® and approved by Fannie Mae, Freddie Mac, Ginnie Mae, and MERS®. Our platform meets the highest standards for digital transactions, with SOC 2 Type 2 compliance ensuring the integrity and security of your digital assets.

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## eClosing on your terms with the power of a complete digital mortgage platform